Terms of Service
Presented in clear, scannable blocks — because legal pages don't have to be unreadable.
Last Updated: October 15, 2026
Agreement to Terms
By using this website (tangerine-insurance.com), you agree to these terms. If you don't agree, that's completely fine — but please don't use the site. These terms apply to the website only, not to any insurance policy or brokerage agreement, which are governed by separate contracts.
What This Website Is (and Isn't)
This website provides general information about insurance products and services offered by Tangerine Insurance. Nothing on this site constitutes an insurance policy, a binding quote, or professional advice specific to your situation. Actual coverage is determined by the policy documents issued by the underwriting carrier.
Insurance Disclaimers
Quotes and estimates discussed on this website are illustrative. Final premiums, terms, conditions, and coverage are determined by the issuing insurance carrier based on full underwriting review. Coverage terms, conditions, and exclusions apply — see your policy documents for details. Tangerine Insurance acts as an insurance broker, not an insurer.
Accuracy of Information
We make every reasonable effort to keep this website current and accurate. But insurance products, regulations, and market conditions change. If there's a discrepancy between something on this website and your actual policy documents, the policy documents govern.
Your Responsibilities
If you submit information through our contact form or during a quoting process, you're responsible for its accuracy. Insurance coverage is based on the information you provide — material misrepresentations can void a policy.
Intellectual Property
The content on this website — text, design, graphics, and layout — belongs to Tangerine Insurance. You're welcome to read, share, and link to it. You may not copy, reproduce, or republish it for commercial use without our written permission.
Limitation of Liability
Tangerine Insurance is not liable for any loss or damage arising from your use of this website or reliance on information contained here. For coverage-specific questions, contact us directly — website content is educational, not advisory.
Third-Party Links
This site may link to external websites (insurance carriers, regulatory bodies, industry resources). We don't control those sites and aren't responsible for their content or privacy practices.
Privacy
Your use of this website is also governed by our Privacy Policy. Please review it.
Dispute Resolution
Any disputes arising from these terms will be governed by the laws of the Province of Ontario and the federal laws of Canada applicable therein. We'd prefer to resolve any concerns through a direct conversation before involving lawyers — call us at (416) 555-0100.
Changes to These Terms
We may update these terms from time to time. Changes take effect when posted. The "Last Updated" date at the top tells you when the most recent revision occurred.
Contact
Questions about these terms? Reach us at contact@tangerine-insurance.com, (416) 555-0100, or 3389 Steeles Ave E, Toronto, M2H 3S8.
© 2026 Tangerine Insurance